Bitcoin has caused a lot of hot controversy the past week, with a 2,500% increase in value within one year. Some are calling it a smart investment, while others call it a financial bubble. Here’s what we think…
- January 19, 2018
Kicking off the new year, we assume that you’ve already set some big goals when it comes to your finances. Perhaps you want to become better at budgeting, reduce credit card debt or even working toward saving for retirement. For most people, budgeting, saving money and changing spending habits is a very difficult feat because it’s tedious and requires work. The good news is, we’re here to tell you that it doesn’t have to be as difficult as it sounds.
Check out the following list of free applications that are simply created to help make budgeting and saving easier for you in your every day life:
Acorns allows you to test out investing at a minimal cost. You link your bank account, spend money, Acorns rounds up your costs, and then invests your spare change. So if you spend $3.60 at Starbucks, the remaining 40c will be invested by Acorns.
Who would have thought that managing your superannuation can become a fun thing to do in your every day life? Similar to Acorns, GrowSuper aims to invest your spare change right into your super. So in other words, that next cup of coffee would potentially be bringing you closer to securing your financial future!
Plenty of apps out there will eventually try and influence you to spend money through in-app purchases for features you may not necessarily need. Money Brilliant, on the other hand, helps keep you informed about ways that you can spend less less money, by generating a budget that is tailored for you and keeping track of your progress over time. You can also expect this app to continually find you the cheapest utility deals based on your current billing and usage data.
Pocketbook is a budgeting app that helps you track your expenses to work out your monthly spend. You can even set spending limits to motivate you to stick to your budget. The best feature of this app is that it connects to your bank, so it basically tracks your income and expenses automatically and can provide you with summaries on a weekly basis. Having your expenses synced with the app means that you will be reminded about any upcoming bills and staying on top of your recurring payments.
Download Link: Android ~ iPhone
We often fail at our financial goals because we forget the bigger picture. That’s where the TrackMyGoals app comes in – it provides you with the motivation to budget and to save for that big trip, or for your retirement. The only thing you need to do is add your goal, a date, and the cost. Additionally, this app allows you to break down your goals by giving you weekly and monthly savings targets.
That’s it! Those were five apps that you can download right now to help stay on top of your finances. Managing your budget and saving has never been easier or less complicated, so choose the app that most interests you and give it a go. You’re bound to see a positive impact on your finances.