Our Services

Tax Planning


A properly structured, tax effective investment strategy will make a significant difference to your future net wealth position. Working in conjunction with your accountant, we ensure that your financial strategy is uniquely personalised, consistent with your objectives and contains a detailed tax planning structure to maximise your net investment earnings.

What is tax planning?

A properly structured, tax effective investment strategy will make a significant difference to your future net wealth position.Working in conjunction with your accountant, we ensure that your financial strategy is uniquely personalised, consistent with your objectives and contains a detailed tax planning structure to maximise your net investment earnings.

Is my superannuation paying tax?

Superannuation still pays taxes but at a lower rate of 15%.

I'm a business owner and have all my assets including my family home, business and shares in joint names with my partner. Is this a good structure?

 

What is a Cost Base?

A Cost Base is the amount paid to acquire the asset. There are five types of costs involved:

  1. The cost of acquiring the asset
  2. Any incidental cost
  3. Capital cost
  4. Costs of any capital improvements
  5. Current expenses

What is Capital Gains Tax (CGT)?

The Capital Gains Tax legislation takes into consideration that inflation erodes the purchasing power of an asset over time, and therefore the taxable gain is reduced to provide a concession because of this. This is provided that the asset is held over 12 months. A 'capital gain' is the difference between the total price paid for the asset and the actual amount received for the asset on disposal (e.g. when sold). A capital gain occurs when the actual amount received for the asset on disposal is greater than the total amount paid for the asset on purchase.